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Fca removes shackles for ‘mortgage prisoners’

Homeowners who are trapped with expensive mortgages will be allowed to switch to potentially cheaper loans under new rules. The Financial Conduct Authority (FCA) has introduced responsible lending rules, removing barriers that previously stopped customers from renegotiating. Tighter lending standards have been in place since the 2008 financial crisis, despite interest

Final Salary Pensions

There has been much written in the media lately about Final Salary or Defined Benefit Pensions. Whilst they have been a bedrock of pension planning for many larger employers over the years, the majority of them are now struggling to meet their long term liabilities, and as the sponsoring employer

Grant funding

Whether you are running a cafe, operating a business from home, or perhaps looking to scale up, you will need funds to establish and grow your company. Depending on the type of business, this requirement may vary from a few hundred pounds to multiple thousands. It is helpful to know

It’s that time of year again

It’s that time of year again... The end of the tax year. So don’t forget to have a look at your unused investment and savings tax allowances as in most cases if you miss them they are gone for good. I know I have rambled on about pensions in many